Charitable IRA Rollover: Faithful Giving Made Easy

A Special Opportunity for Those 70 ½ or Older

For many of us, the later years of life bring both blessings and responsibilities. We’ve worked hard, saved faithfully, and now look for ways to use those resources to make a difference. If you’re 70 ½ or older, you have a unique opportunity to do just that—by giving directly from your IRA.

Through a charitable IRA rollover, you can support the ministries and charities that matter most to you. It’s a beautiful and simple way to turn your blessings into blessings for others.

Why consider a charitable rollover?

• Your gift may count toward your Required Minimum Distribution, helping reduce taxable income.

• Instead of being counted as a deduction, the distribution is excluded from your gross income—an important benefit for many.

• Even if you take the standard deduction, you may still enjoy a tax advantage.

• Most importantly, your gift can be directed to support multiple ministries and charities close to your heart.

This opportunity is more than a financial decision—it’s an act of faith, generosity, and stewardship. By giving through your IRA, you are not only sharing your resources but also shaping the future of the Church and those in need.

If you’d like to learn more or be connected with a regional gift planning officer, please call us at 605-988-3788 or visit ccfesd.org/planned-gifts. The Catholic Community Foundation is here to help you build a legacy of faith and hope!